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Protecting Your Business Future, Today.

Tailored Commercial Coverage for Business Resilience.

As your dedicated commercial short-term brokers, we invest the time to thoroughly understand the unique risks and challenges your business faces. Our priority is to find the most effective and cost-efficient insurance solutions, providing you with the confidence that your valuable business assets and operations are comprehensively protected.

SECTIONAL TITLE INSURANCE

Ensure the structural integrity of your commercial or mixed-use schemes is protected with our sectional title insurance. This covers the essential ‘bricks and mortar’ and common property, providing a solid foundation of security for your investment and tenants.

SPECIALISED LIABILITY INSURANCE

Protect your business from potential financial strain with our tailored specialised liability insurance. We offer comprehensive coverage, including Directors and Officers Liability, Broadform Liability, Public Liability, Trustees Liability, Professional Indemnity, and Employment Practices Liability, all designed to mitigate your specific risks.

CONTRACTORS ALL RISK INSURANCE

Protect your construction projects from the ground up with our specialised Contractors All Risk (CAR) insurance. This policy provides crucial coverage for property damage to all types of buildings and civil engineering works, as well as third-party injury or damage claims during the construction process.

MARINE INSURANCE

Secure your goods throughout their journey with our comprehensive marine insurance. This cover protects your cargo from the moment it leaves its origin until it safely reaches its final destination, insuring against loss and damage across all methods of freight transport.

FIDELITY GUARANTEE INSURANCE

Protect your business against potential financial losses resulting from dishonest acts with our fidelity guarantee insurance (FGI). This cover safeguards your firm’s money, securities, or property (including goods held in trust) against theft by employees, partners, contractors, or volunteers.

CYBER RISK INSURANCE

In today’s digital landscape, protect your organisation from the financial fallout of cyberattacks and data breaches with our cyber risk insurance. This policy helps cover investigation costs, crisis communication, legal services, and potential refunds to affected customers, ensuring business continuity.

HOSPITALITY INSURANCE

Specifically designed for the hospitality sector, our hospitality insurance provides comprehensive protection for businesses such as hotels, restaurants, pubs, and guesthouses against the unique risks they face within the industry, ensuring your business can weather any storm.

PUBLIC LIABILITY INSURANCE

Safeguard your business from claims of injury or damage to third parties on your premises or due to your business activities. Our public liability cover provides essential financial protection against unforeseen incidents involving members of the public.

DIRECTORS AND OFFICERS LIABILITY INSURANCE

Safeguard your personal assets as a company leader against claims of wrongful acts, mismanagement, or negligence. This cover includes legal costs, settlements, and judgments, allowing you to lead with confidence without the fear of personal financial loss from potential lawsuits.

EMPLOYERS LIABILITY INSURANCE

Ensure your business complies with South African law and protect yourself against claims from employees who suffer work-related injuries or illnesses. Our employers liability cover provides crucial financial protection for your workforce.

COMMERCIAL CRIME INSURANCE

Protect your business against financial losses resulting from criminal activities such as theft, fraud, and embezzlement committed by employees or external parties. This cover offers essential security for your company’s assets and financial well-being.

ENGINEERING AND CONSTRUCTION INSURANCE

Cover a broad spectrum of risks associated with engineering projects and construction activities, including machinery breakdown, plant all risks, and erection all risks. This insurance provides vital protection for complex and high-value projects.

TAX RISK INSURANCE

Secure effective insurance protection against unforeseen SARS tax audits and potential related disputes, providing financial security and peace of mind when navigating tax complexities.

FLEET INSURANCE

Streamline the insurance for all your company vehicles under one comprehensive policy. Our fleet insurance offers efficient and cost-effective coverage for your business’s transportation needs, whether large or small.

GOODS IN TRANSIT INSURANCE

Secure your commercial goods while they are being transported by road, rail, or air within South Africa. This cover protects your valuable cargo against loss or damage during transit, ensuring your supply chain remains secure.

EVENT INSURANCE

Event insurance provides essential financial protection for anyone planning or hosting an event, from small gatherings to large festivals. It covers potential liabilities that might arise. This crucial cover offers peace of mind, helps you meet legal requirements and safeguards your investment.

Insurance simplified, complete commercial coverage assured.

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Our Process

Assess

We take the time to thoroughly evaluate and understand your unique insurance requirements.

01

Selection

Leveraging our expertise and industry knowledge, we identify the best insurance portfolios to suit your requirements.

02

Delivery

Our commitment to transparency means you can expect competitive and transparent quotes to ensure a seamless and efficient experience.

03